How to Save Money: Making Smart Financial Decisions

How to Save Money: Making Smart Financial Decisions This course is for people: Who know they need to save but not how much. Who don’t know whether it would be better to put $100 in an IRA or to pay off $100 of their credit card balance. Who have never read their credit report. Who have both low auto insurance liability coverage and a low deductible. Who don’t know their liability coverage. Who don’t know what liability coverage is. Who would ever consider leasing a car instead of buying. Who own stocks but not mutual funds. Who own mutual funds but not index funds. Who don’t know what index funds or Exchange Traded Funds (ETFs) are. Who don’t know how much they are paying in mutual fund fees. Who are considering hiring a financial advisor. Who wonder how much savings they will need to retire. You will learn the basics of personal finance: how to balance spending and saving, which debts to pay first, what insurance you need and don’t need, how to invest for retirement and other long-term goals. In addition to watching online lectures, you will be shown how to do practical “homework” assignments, including looking up the fees on mutual funds and requesting a free credit report.

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